Don’t I have just the financial problems everybody else has?

Yes, but you also have the special problems related to your ownership of your business and your ultimate disposition of that business.  So while every professional should be familiar with his company’s group plans, you are responsible for your company’s group benefit plans.  Often they can be structured to benefit all employees as well as owners.

Do I have special benefits as a small business owner?

Yes, in some respects the tax law provides very favorable ways for small businesses to save for retirement.  Please call me to discuss whether any of the available retirement savings strategies may be applicable to you and your business.